What is the operating mechanism behind restaurant review software such as Yelp, similar recommendations for online shopping such as Amazon, LMS education systems such as Canvas, and people’s credit level? For example, if you use a credit card or have applied for a loan or rented an apartment, there is a credit history about you. How data are being gathered to gather such scores, by whom, how are they being sold, to whom, and what possible implications are there. 


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