Look at the video below:
https://www.ted.com/talks/daniel_goldstein_the_battle_between_your_present_and_future_self (Links to an external site.) 
Here, Goldstein argues that one of the reasons that 2/3 people don’t save for old age is that it is hard for us to connect between our present self and our future self.
“You are basically two persons: your present self and your future self”, according to Goldstein. Your present self listens to the here and now, wants to satisfy his needs immediately. Your future self also wants to live and would like your present self to be a little wiser. So, opposing interests. The power of Now vs the importance of Future.
Here are a couple of written articles that relate to Goldstein’s research:
https://www.cnbc.com/2019/06/19/save-more-for-retirement-by-saying-hello-to-your-future-self.html (Links to an external site.) 
https://www.cnbc.com/2019/07/25/the-selfie-that-could-make-you-a-rich-retiree.html (Links to an external site.)     this selfie could help turn things around
Question: the last article above, “this selfie could help turn things  around”, suggests that using virtual software such as FaceApp (or Oldify or AgingBooth) to produce an aged photo of yourself 40 years from now will motivate you to save more for retirement. Thinking about yourself, do you agree that looking at an aged photo of yourself will motivate you to save more? Why or why not?

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