Evaluate alternative financial services. Conduct some independent online research about:
-pawnshops, payday loans, check-cashing outlets, rent-to-own purchases, and car title loans.
In your initial discussion post, address the following:
Should a person avoid these kinds of financial services? Why or why not? What actions should a person take to avoid these financial services? When conducting research and formulating your response, consider factors such as credit impact, interest rates, debt, and legal matters.
In addition, explain why maintaining a good credit score is important, and discuss one strategy to improve your credit rating.
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