Read the Reed et al.(2009) article, High Deductible Health Insurance Plans: Efforts to Sharpen A Blunt Instrument.
Health Aff-2009-Reed-1145-54.pdf  Download Health Aff-2009-Reed-1145-54.pdf 
Evaluate the concept of cost-sharing, and what is known and what is not known by consumers with a high-deductible health insurance plan. Does the knowledge of having a HDHP change consumer behavior responses to cost-sharing?
Requirements:
Submit your essay in a Word document.  This assignment must be at least 500 words, with at least four references cited properly in APA format, and a title page (APA format).  This assignment must be well-written with proper grammar, spelling, and punctuation.

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