Running head: IMPACT OF THE ACA ON HEALTH CARE 1
IMPACT OF THE ACA ON HEALTH CARE 4
Impact of the ACA on Health Care
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Impact of the ACA on the Health Care
Affordable Care Act (ACA) is one of the legislative laws that played an important role in redefining the health sector in the United States. The Act has been instrumental in ensuring medical coverage to enable citizens to acquire affordable health care services. The paper examines the impact of the ACA in healthcare as well as the effect that would be experienced if the law is repealed.
The main goal of ACA was to expand both the private and Medicaid coverage to ensure that it covers more than 50 million citizens that were uninsured before the law was enacted (Eguia et al., 2020). Before the law was enacted, the United States government-insured its citizens through programs such as the Medicaid and Children’s health insurance. However, through these programs, those without children and some low-income parents remained uninsured. Therefore, the law ensures that all citizens are insured regardless of age, gender as well as income eligibility.
The law also contained provisions that intended to increase the accessibility of health insurance. When the law was enacted, it ensured that the coverage of children is extended to cover up to individuals of age 26 (Eguia et al., 2020). Therefore, the law led ensured led to increasing of medical coverage among the target population. Upon the enactment of the law, the number of young adults that got covered increased from one million to three million.
The new Act also contained provisions that prohibited denying or charging higher premiums due to the health conditions of an individual (Eguia et al., 2020). It enabled individuals to get insurance regardless of their health conditions and created a website where individuals could view their premiums and plan effectively for their payments. Finally, the law also imposed penalties on those who default the amount of their coverage as well as employers who failed to cover their employees. That helped in ensuring that most of the citizens in the employment sectors got insured.
Impact of Repealing the ACA
Repealing the Affordable Care Act by the federal state had a significant impact on the health care that included both negative and positive effects. For instance, repealing the Act would reduce the projected spending of the government as well as the deficits by more than a trillion-dollar in the coming years (Trachtman, 2020). Besides, repealing the ACA would result not only in reducing the projected federal deficits but also in increasing the depletion of the Medicare trust fund.
Public Policies
When providing quality health care that is more affordable for all without necessarily increasing government expenditure, the federal state should come up with policies that will ensure that the citizens pay for their coverage programs. First, the government should develop a policy where all employers deduct employee’s salary and remit to the health insurance company. Individuals with low income should also be allowed to pay a significant amount to top their health cover to ensure that the government does not spend much on paying for their insurance cover.
Generally, ACA has improved health care standards as it enables citizens to acquire affordable care services. It also enhances the accessibility of the health insurance cover that is more convenient for the prosperity of the nation.
References
Eguia, E., Baker, M. S., Chand, B., Sweigert, P. J., & Kuo, P. C. (2020). The impact of the affordable care act (ACA) Medicaid Expansion on access to minimally invasive surgical care. The American Journal of Surgery, 219(1), 15-20. Retrieved from: https://www.sciencedirect.com/science/article/pii/S0002961019307688
Trachtman, S. (2020). When State Policy Makes National Politics: The Case of “Obamacare” Marketplace Implementation. Journal of health politics, policy and law, 45(1), 111-141. Retrieved from: https://read.dukeupress.edu/jhppl/article-abstract/45/1/111/140655
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