For this assignment, you will generate, designate, Organize, investigate and, present a ManageCare Control Cost Plan: Under traditional indemnity insurance, the money follows the patient.Patients select health care providers and visit them as they choose. Providers then bill the privateinsurer or public payer and are reimbursed on a fee-for-service or per case basis.Most indemnity plans attempt to limit demand through financial barriers to the patient, such asdeductibles and co-insurance, rather than constraints on the provider. Many also require thepatient to pay the provider directly and seek reimbursement from the insurer, often withpayments less than charges.Due to growing popular discontent with managed care organizations, many critics believe thatthe system will not continue in its current state. No one, however, expects managed care todisappear completely and indemnity plans to rise to their former prominence. Changes areexpected to occur as managed care programs begin competing among themselves. Cost and efficiency will no longer be the main selling point; quality of services will take precedence. Oneresearcher has suggested that along with new systems of managed care and continuing systemsof indemnity plans, health care providers may even organize and offer services directly toemployers, thus eliminating the middlemen. This development would be beneficial to allinvolved: employers would pay less; providers would be better compensated; and clients wouldreceive better care.
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